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Finance A New Roof

Financing a new roof has never been easier and more affordable with our solutions!

Overview —

Peace of Mind Financing

With inflation on the rise and supply shortages impacting every sector of the economy, McAllen Valley Roofing Co. strives to provide affordable solutions to homeowners who are not within the liberty to straight out pay for a new roof out of their pocket.

Zero Down Payment, Zero Interest, and Zero Payments

for 18 Months*

If damage to your roof is in need of urgent roof repair or replacement, McAllen Valley Roofing Co. can help you with a flexible and affordable financing plan to give you peace of mind.

*This applies to the first 18 months of the financing contract. A fixed 8.99% APR will be applied to the remainder of the contract.

Fast and simple roof financing

Our roof loans have the following features:

No home equity requirement:

If you have an emergency such as losing your job or getting sick which prevents you from paying your loan, you won’t be at risk of foreclosing your home. However, personal roof loans do have higher rates than options secured by your home equity.

No prepayment penalties:

Our personal loan providers won’t penalize you for staying on top of your finances and making early payments. If you pay off your loan within the first 18 months you will pay no interest!

Fixed monthly payments:

Your personal loan will have a fixed rate that doesn’t change so you’ll know what you’re expecting to pay every month with no surprise charges.

Reasons to Consider Applying for a Roof Loan

Financing a new roof:

If you’re in a hurry to fully replace your roof with a brand new one, this might be the best option for you if you’re not filing an insurance claim.

Making a major roof repair:

There are many things that could cause major roof damage to your roof such as an unexpected hail storm or hurricane. In these scenarios you need to get your roof fixed immediately to avoid creating further roofing problems that could become more expensive, financing those repairs might be the best option for you.

Paying a homeowners insurance deductible:

Depending on your insurance policy, you may have to pay a deductible that could cause a huge dent in your savings even if your plan covers a complete full roof replacement. A personalized roof loan can help you offset the costs of paying your deductible when you file your insurance claim.

How Do I Know if I Qualify for a Personalized Roofing Project

Personal load providers take into account three (3) different factors to determine whether or not you qualify for a personalized roofing loan: 

Your credit score:

Because these personalized roofing loans don’t require you to put up your home as collateral, our loan partners will need to know that you are capable of paying back the loan. Just like your average car loan, the better your credit score, the lower the rates you will have to pay back. Most clients get qualified and approved with a credit score of at least 640. For property owners that may have bad credit can still get loan approval with a credit score as low as 500.

Your income:

Our loan partners will want to know your monthly income in order to determine whether you can afford your monthly payments. After completing the pre-qualification process, you may have to submit some type of income verification such as a W-2 or paycheck stubs.

Your current debt:

If you have a lot of debt obligations, it may be tough for you to afford your monthly payments on your personalized roofing loan. Our loan partners will have to evaluate your debt to income ratio in order to make a decision whether or not you get approved.

Corporate Office Location

3903 US-83 BUS STE, McAllen, TX 78501

Office Hours


8AM – 5PM
8AM – 5PM
8AM – 5PM
8AM – 5PM
8AM – 5PM


(956) 279-8292

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